Welcome To New Credit Solutions! It is our sincere desire to provide you with useful information, and to gain a working understanding of why your credit is so important, and to teach you real world strategies to reach your goals! Included you will find Helpful Links to valuable services that will help you on your journey to establishing or rebuilding your good credit!
My name is Kathy Pedrin. First of all I would like to congratulate you for taking the first step in building your new credit. Wether you are building credit for the first time, or improving your existing credit scores, we can help guide you on the path to improving your credit.
At some point in your life , you have learned that your credit is important. It affects our access to goods and services such as car rentals, reservations, insurance, cell phones, e.g., it also affects the quality of our everyday lives, our employment opportunities, owning a home versus renting, buying a new car, funding for college, and providing for our children. In our Credit Tips section we will cover some basic, as well as advanced strategies for improving your scores, so you can reach your goals and live the quality life you deserve!
Through economic trials, personal struggles, and uneducated choices, many of us struggle just to get through each day. Most of us live paycheck to paycheck. I know growing up, my family often found ourselves in a position of "robbing Peter to pay Paul." What I learned from my own experiences was to juggle bills like an expert circus performer. To some people this would seem to be an asset, however, as I was to learn later in life, this was a credit time bomb just waiting to go off! I learned how to procrastinate, and often found myself juggling bills to provide a way of purchasing things I wanted at the time. I felt desperate and confused. I had fallen into a trap, and didn't know how to get out. All I knew was I had to break this viscous cycle, and if I wanted a change, it was up to me to make a change!
If you find yourself in this, or a similar situation, it can be frightening, I know for me I felt guilty, alienated, like I was in a hole I could never crawl out of. Let me tell you first of all you are not alone. There are over 48 million people in America that have bad credit, and an estimated 40 million people who do not even have a bank account. When I first discovered these figures I was astounded! What it meant to me was, at least I am not the only one, and that was comforting. It also led me to believe there was hope for my credit for the first time in years!
I would like to say to you, don't get discouraged, and please don't give up, you can do this! It will take a little time and a lot of effort on your part to reach your credit goals, but remember, it took you more than one day to get to this point, and this is not an over night fix. If you follow the steps laid out for you on our Credit Tips page, you will meet with success! Only through perserverance will you reach your goal, so don't give up! Best of luck on your new endeavor, please feel free to e-mail us Contact Us with any specific questions, feedback on this web site, or to join our newsletter. Best Regards, Kathy
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